ValueLoan.com - Mortgage Calculators

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Mortgage payment calculator

Calculate mortgage monthly payment with applicable financial charges, including PMI, hazard insurance and property taxes.

Mortgage principal calculator

This calculator allow you to "peek into the future", allowing you to determine remaining balance of your mortgage after several years of payments.

Mortgage length calculator

This calculator will help you to determine your savings in the case of bigger monthly payments.

Affordability Calculator

Want to determine, how much you can borrow from a lender ? Use this calculator to calculate a maximum amount of loan which you might afford from the lender's point of view.

Tax benefits calculator

This calculator is useful to determine your tax savings after house purchase. Financial analysis includes first years and total tax savings.

Should I Refinance?

Your old APR (Annual Percentage Rate) is too high? Estimate your benefits of refinancing using this calculator.

Should I Pay Points to Lower Interest Rate?

Calculate, how points might affect your monthly payments and how fast they will pay for themselves.

Should I use HELOC to Lower Debt Payments?

Figure out, how you can cut current monthly debt payments using money from your Home Equity Line Of Credit (HELOC).

How Much Income do I Need to Qualify?

Need to know, how much money you need to earn to purchase house of your dream? This calculator will help you to figure this number out.

What Better: take a Second Loan or Pay PMI?

Don't miss out an opportunity, which might slash your PMI payments to zero and you will only benefit! It's name - second mortgage.

Interest-Only Calculator

Housing market moves up too fast ? Try to figure out, how much you can afford with interest only mortgage loan, if you are pretty sure, that market will continue its way to the sky...

This calculator figures your monthly payment based on your input - conventional mortgage financing compounded semi-annually. It is also calculating required annual income, which every Canadian homebuyer need to have.

Which Loan is Better?

There are so many loan offers and you can't determine which of them is better than others? Input your numbers and lock the best offer you have.

Standard vs Bi-Weekly

Heard, that bi-weekly payments can significantly decrease the time of mortgage payout? That's true, check it out with this calculator.